MBNA Rewards

MBNA Rewards is the loyalty program offered by MBNA. You can earn points by using credit cards linked to MBNA Rewards. These points can be used to get rewards like cash back, merchandise, gift cards, and travel.

  • MBNA provides different cards that allow you to earn MBNA Rewards. MBNA has an informal rule called the "5/6 rule." This means that if you have had more than five new credit inquiries from TransUnion in the last six months, your current application is likely to be rejected. However, apart from this rule, MBNA does not impose any other restrictions on receiving a WB.

    Links for the cards are NOT affiliate links

  • Annual fee: $120

    WB: 30,000

    MSR: $2,000

    5X points on restaurant, grocery, digital media, membership and utility purchases up to $50,000 per category annually

  • Annual fee: $0

    WB: 10,000

    MSR: $500

    2X points on restaurant, grocery, digital media, membership and utility purchases up to $10,000 annually

  • You cannot transfer MBNA Rewards points between different users. Each credit card has its own rewards account.

  • You can use your MBNA Rewards points at a fixed value of 1 CPP towards travel purchases by booking through their portal. You cannot cash out your MBNA Rewards points. Another option for redemption is for gift cards, some of which are at the rate of roughly 1 CPP

  • You cannot convert MBNA Rewards points to any other loyalty program.

  • Your MBNA Rewards points will not expire as long as your account remains open and in good standing.

The above links point directly to the issuer of the card, MBNA, where you can confirm card details. 

They are not affiliate or referral links. Prior to submitting your application, consider using a rebate provider through a referral from r/churningcanada's monthly referral thread to help someone in the community.

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